Enhanced Benefits & Coverage

Part A: Trip Cancellation Waiver

Pre-existing condition? You can be covered

You can enjoy Travel Protection Plan coverage, even if you have a pre-existing medical condition. If we receive payment for your Travel Protection Plan within 14 days of your initial deposit/payment for your trip your pre-existing medical condition would qualify for cash reimbursement provided you are not already disabled from travel at the time you purchase the Travel Protection Plan; purchase after 14 days and receive a voucher.

Part B: Travel Benefits

Trip Interruption

Maximum: Up to 150% of trip costs
If you must interrupt your trip or return home early for a covered unforseen reason, the plan pays up to 150% of the non-refundable trip cost for your unused land or water travel arrangements, less any refund, plus the additional transportation cost to return home or rejoin your trip.

Accident & Sickness Medical Expense
Maximum: $50,000
This primary coverage provides reimbursement for expenses incurred during your trip due to covered medical or dental emergencies.

Dental Expense Sublimit: $1,000

Medical Evacuation & Repatriation of Remains
Maximum: $500,000
This reimburses transportation expenses incurred to transport you to the nearest medical facility where treatment is available if you incur a sickness or injury that is acute, severe or life threatening during your trip. The benefit can also cover expenses to return you home following an emergency medical evacuation or a covered injury or sickness. This benefit is primary.

Trip Delay: $400 per day (up to $2,000)
Assists with Reasonable Expenses (meals, lodging, additional transportation) incurred when you are delayed 12 consecutive hours or more while en route to or from or during the course of your trip for a covered reason.

Baggage Delay: $300 per day (up to $1,500)
Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more.

Missed Connection: $2,000
Reimburses the non-refundable trip cost for your unused land or water travel arrangements, less and refund, plus the additional transportation cost to join your trip, if you miss your trip departure because your arrival at the trip destination is delayed for 3 consecutive hours or more for a covered reason.

24 Hour Accidental Death & Dismemberment
Provides a benefit for loss of life, limb, or sight resulting from an injury occurring during your trip.

Free Look Period
If you are not satisfied for any reason, you may cancel this plan within 10 days from the date of purchase. We will refund you the plan cost provided there has been no incurred loss, you have not departed on your trip and have not filed a claim under this plan. Some states allow a longer period or provide different terms for refunds. See the full terms and conditions of your plan for details.

Part A: Non-insurance Cancellation Fee Waiver provided by O.A.T. and serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand.

Part B: Travel Benefits consists of Travel Insurance provided by United States Fire Insurance Company and serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand, as well as non-insurance Travel Assistance Services provided by Generali Global Assistance and FootprintID.

View Plan Documents, Consumer Notices and Marketing Disclosures: *The price of the Travel Protection Plan includes the plan premium and a fee for non-insurance assistance services. Learn more.

Most travel insurance benefits in the plan are subject to an excess insurance limitation.